Learn to cook – We all need to eat, but restaurants are getting quite expensive these days. To keep your food bill low, cook more often. You don’t need to be a whiz in the kitchen, either. There are a million and one cooking sites that will teach you how to cook fast and healthy meals – perfect for people without much time.

Quit smoking – Smoking kills not only you, but also your wallet. A pack per day costs Rs. 100 on an average. This amounts to Rs. 36, 500 per year. Even half that amount would still yield enough money to visit some exotic locations in India. If you don’t want to stop smoking for your health, do it for your trip.

Stop drinking – Alcohol is expensive. Cutting down the amount you drink is going to have a big impact on your budget. While this might not apply to everyone, those of you who are carefree might go out with your friends on the weekend. Cutting down the amount of alcohol you consume is considered low-hanging fruit – an easy way to save money.

Stop snacking – A snack here and there not only adds calories to your waistline, but also empties your wallet – another example of phantom expenses. We don’t think much of them because they cost so little, but they add up over time and eat into our savings. Eat fuller meals during lunch and dinner and avoid the snacks.

Ditch your landline – I honestly only know about 10 people these days who have anything other than a mobile phone. You don’t need both a mobile phone and a landline. Ditch your phone line and avoid doubling your phone expenses.

 

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